What You Should Know About Workers’ Compensation
Workers’ compensation is a type of insurance that California employers with at least one employee are required to carry. The employer is responsible for paying for the workers’ compensation policy.
At Velilla Law Firm, we know the challenges of a workplace injury. If a workplace injury occurs, the employer’s policy will cover medical expenses, lost wages and rehabilitation for the injured worker, you may not get the total compensation you deserve. We can help you maximize the compensation you receive.
What Is Covered By Workers’ Compensation?
Workers’ compensation insurance can only be used for certain things. Below is a summary of the types of expenses a workers’ compensation claim can cover:
- Medical costs: Any costs directly associated with your workplace injury are covered. This includes medical assessments, medical treatments, surgery, prescriptions, and even transportation to and from a medical appointment. With this coverage, workers do not need to skimp on their own health care in the interest of saving money. All costs are taken care of.
- Temporary disability: If you are not able to perform your job while in recovery, temporary disability will cover two-thirds of your missed wages while you recuperate. With this coverage, workers do not need to worry about getting back to work quickly or before they are ready.
- Permanent disability: If you are unable to return to work at all following your injury, you may be eligible for permanent disability based on a disability rating. With this coverage, workers who are permanently damaged by an injury are still taken care of.
- Vocational retraining: If you are unable to return to your job or industry following a workplace accident, workers’ compensation will cover up to $6,000 of re-training education costs. With this coverage, workers can seek a new profession with relatively low risk.
- Death benefits: If an employee expires due to their workplace injury, their beneficiaries will receive compensation that includes coverage for the costs of a burial.
Why You Need An Attorney
Despite the fact that workers’ compensation coverage is so extensive, insurance companies are incentivized to pay as little as possible. In addition, it is not uncommon for employers to discourage workers’ compensation claims or make obtaining the benefits prohibitively difficult.
If you have been injured at work, you want an experienced attorney on your side working in your best interests.
Ready to talk about your workplace injury? Contact the Velilla Law Firm today by calling our Sacramento office at 916-891-1111 or email us here, and remember that your first consultation is absolutely free. Fill out the contact form below or call us today.