Guidance Through A Workers’ Compensation Claim
Filing a workers’ compensation claim can feel intimidating, especially when the task is combined with the physical and mental stress of an accident and/or injury. If you try to do everything on your own, you risk leaving money on the table in your claim and not recovering from your injuries as well as you should. Fortunately, filing an initial claim is not too difficult.
At Velilla Law Firm, we offer clients throughout the Sacramento area the guidance they need to pursue the ideal outcome in their workers’ compensation claim. To help you get started in your own claim, here are the steps you should take following a workplace injury.
How To File A Workers’ Compensation Claim
- Report the accident or injury to your employer. The sooner you can do this, the better. Do not go home to wait and see if your injury develops further. Make a speedy report that captures all the details of your injury. An official record can only help you down the line.
- Request workers’ compensation paperwork from your employer. Your employer should have a process in place for filing a workers’ compensation claim. You will be given forms to fill out, and your employer will file the claim with the insurance company.
- Wait to be contacted by the workers’ compensation company. It will need to conduct an investigation surrounding your claim. This is why it is helpful to have an official workplace report on your accident and/or injury. You should also be prepared to produce any medical documentation or receipts.
- Review the settlement the workers’ comp company offers. If it does not seem fair, or if your claim is ignored, contact the Velilla Law Firm for help and representation.
What Workers’ Compensation Covers
Workers’ compensation was designed to support the victim of a workplace injury, which means that medical expenses, missed wages, permanent disability, vocational retraining and death benefits are covered. Coverage is not 100%, and many victims are surprised to learn about what is and is not covered by workers’ compensation.
- Full missed wages are not covered: Under temporary disability, two-thirds of your wages are covered while you recuperate from your workplace injury.
- Pain and suffering is not covered: Workers’ compensation is not like personal injury in that you cannot receive compensation for pain and suffering. Only medical expenses and missed wages are covered.
- Transportation to and from medical appointments is covered: This includes mileage paid at the standard reimbursement rate of $0.56 per mile.
Ready to talk about your workplace injury? Contact us at the Velilla Law Firm today and remember that your first consultation is absolutely free. Fill out the contact form or call us today at 916-891-1111.